Before even looking for your first house, we can help you get mortgage prequalified. Some realtors may even require this prior to showing homes.
Direct Rate Mortgage can help you get pre-qualified and on your way to home ownership! Simply fill out our Mortgage Pre-Qualification Form securely on our website.
It is always good to determine how your credit looks. Luckily in this computer age there are many ways for us to easily and quickly check our credit ad credit scores. There are multiple sites out there to check your credit for free. Two that we like are www.freecreditreport.com and www.creditkarma.com . If you have a credit score below 640 you may want to dive deeper into your report to see if there are opportunities to increase that score. Ways to that would be by dispute errors if there are any with the credit bureaus, make sure you are current with all monthly payments, and reduce debt where possible.
Why Should You Get Mortgage Prequalified with Direct Rate Mortgage?
- We put YOU first.
- Direct Rate Mortgage offers some of the most competitive rates in the Nation!
- Fast and efficient, we close most of our loans in 30 days or less.
- We offer a variety of loans. Direct Rate Mortgage can help you find the loan that is right for you!!!