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How to Avoid Closing Delays

Closing delays are one of the many unintended consequences of recent government regulation.  Mortgage lenders are required to prepare a "Closing Disclosure" and adhere to the timelines illustrated below.  Any last-minute changes to your deal structure could cause delays of…

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The Cost of NOT Paying PMI

There can be a big cost of not paying PMI (Private Mortgage Insurance).  Saving for a down payment is often the biggest hurdle for a first-time homebuyer as median incomes, rents, and home prices all vary depending on where you…

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